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Cracking the Code: Everything You Need to Know About Chiropractic Billing in Minnesota

Bonnie Flom • March 28, 2025

Chiropractic billing in Minnesota involves navigating a complex set of rules and regulations. Chiropractors must comply with insurance policies, use correct coding, and follow proper claim submission protocols.


Many providers face common issues such as claim denials, delays in reimbursement, and errors in coding, which can impact cash flow and practice operations. By implementing efficient billing practices, chiropractors can ensure they receive timely and accurate payments for their services.


Understanding Chiropractic Billing in Minnesota


Chiropractic billing differs from standard medical billing due to its unique procedures and documentation requirements. Chiropractors provide specialized services, including spinal manipulation, therapeutic exercises, and adjunctive therapies, all of which must be correctly coded and billed to ensure reimbursement.


Additionally, providers must comply with both state and federal regulations, including Medicare and Medicaid guidelines, making it crucial to stay informed about policy updates and requirements.


Common Chiropractic Billing Challenges


Many chiropractors face recurring billing issues that lead to revenue loss and administrative stress. One of the biggest challenges is incorrect coding, which often results in claim denials or reduced reimbursements. Insurance rejections are also common, especially when patients' policies do not cover certain chiropractic services.


Additionally, delayed reimbursements can create financial instability for practices, as insurers take longer to process payments due to missing or incorrect information. Chiropractors must also navigate complex compliance regulations to avoid penalties and maintain ethical billing practices.


Key Insurance Policies and Payers


Chiropractors in Minnesota work with multiple insurance providers, each with different policies and requirements. Understanding how major insurers handle chiropractic care is essential for maximizing reimbursements and avoiding denied claims.

Insurance Provider Coverage Notes
Medicare Covers spinal manipulations under specific conditions.
Medicaid Provides limited coverage for medically necessary treatments.
Blue Cross Blue Shield Coverage varies by plan; some policies include maintenance care.
UnitedHealthcare May require pre-authorization for specific services.
Workers' Compensation Covers chiropractic treatments related to workplace injuries.

Staying up to date with policy changes and payer requirements helps chiropractors prevent claim denials and ensure they receive full reimbursements for their services.

 

Essential Chiropractic Billing Codes

 

Using the correct Current Procedural Terminology (CPT) codes is essential for ensuring accurate billing and preventing insurance disputes. Chiropractors frequently use the following codes for billing their services:

 

  • 98940 – Chiropractic manipulation of one to two spinal regions.
  • 98941 – Chiropractic manipulation of three to four spinal regions.
  • 98942 – Chiropractic manipulation of five or more spinal regions.
  • 97012 – Mechanical traction therapy for spinal decompression.
  • 97110 – Therapeutic exercises to improve flexibility, strength, and mobility.
  • 97140 – Manual therapy techniques, including soft tissue mobilization and myofascial release.

 

Proper use of these codes ensures that insurance claims are processed efficiently, reducing the risk of payment delays or denials.

 

How to Reduce Claim Denials?

 

Claim denials are a major concern for chiropractic practices, but they can be significantly reduced by implementing best practices in billing. The first step is to verify patient insurance coverage before treatment begins, ensuring that the services provided are covered under their plan. Accurate coding is also crucial, as even minor errors can lead to claim rejection.

 

Chiropractors should maintain thorough documentation of patient visits, treatment plans, and medical necessity to support claims. Additionally, submitting clean claims with all required information helps expedite the reimbursement process. If a claim is denied, filing an appeal promptly with supporting documentation can improve the chances of successful reimbursement.

 

Benefits of Outsourcing Chiropractic Billing

 

Outsourcing chiropractic billing to a specialized agency offers numerous advantages, including:

 

  • Faster Reimbursements: Billing experts ensure claims are accurately submitted, reducing delays in payments.
  • Regulatory Compliance: Professionals stay updated with ever-changing billing regulations, minimizing compliance risks.
  • Reduced Administrative Burden: Chiropractors can focus more on patient care while leaving the billing tasks to experts.
  • Lower Denial Rates: Proper coding and thorough claim submission help reduce errors and prevent denials.
  • Higher Revenue Collection: Optimized billing processes ensure maximum reimbursements and improved cash flow.
  • Access to Advanced Technology: Professional billing agencies use advanced software for better claim tracking and management.
  • Cost Savings: Outsourcing eliminates the need for an in-house billing team, reducing overhead costs.

 

Choosing the Right Medical Billing Agency


Selecting the right medical billing agency is a critical decision that can impact a chiropractic practice’s financial health. When evaluating billing services, chiropractors should look for agencies with extensive experience in chiropractic billing, as they understand the unique challenges and requirements of the field.


Transparent pricing with no hidden fees is another important factor, ensuring that the practice does not incur unexpected costs. A strong track record of successful claim approvals and dedicated customer support are also essential qualities of a reliable billing service.


One of the leading medical billing agencies in Minnesota, Billing Buddies, specializes in chiropractic billing and offers customized solutions to streamline claims management and maximize revenue.

 

Maximize Your Chiropractic Billing Success


Navigating chiropractic billing in Minnesota requires knowledge, precision, and compliance with evolving regulations. Outsourcing to a professional medical billing agency can further enhance efficiency and financial stability.


So, partner with Billing Buddies, one of the top medical billing agencies in Minnesota, to eliminate billing challenges and optimize your practice’s revenue. Contact us today for a free consultation and take control of your billing process!

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